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Mercury Insurance Group

Mercury Insurance Group is a major regional property and casualty insurance company that has built a strong reputation in the western United States for offering competitive pricing combined with reliable service. Founded in 1962 in Los Angeles by George Joseph, Mercury was created with the specific goal of providing affordable auto insurance to California drivers at a time when the market was dominated by higher-priced national carriers. The company has since expanded to 11 states while maintaining its independent agent distribution model and focus on competitive pricing. Mercury is particularly known for offering some of the lowest auto insurance rates in California, where it has built a market-leading position. The company holds an A (Excellent) rating from A.M. Best, indicating strong financial security for policyholders. About Mercury Insurance Founded: 1962 in Los Angeles, California Founder: George Joseph Headquarters: 4484 Wilshire Boulevard, Los Angeles, CA 90010 Customer Service: 1-800-503-3724 Claims (24/7): 1-800-503-3724 Roadside Assistance: 1-800-503-3724 Website: www.mercuryinsurance.com Company Structure: Publicly traded (NYSE: MCY) States Served: Available in 11 states Financial Position: Fortune 1000 company Social Media Facebook: facebook.com/MercuryInsurance X/Twitter: @MercuryIns LinkedIn: linkedin.com/company/mercury-insurance Instagram: @mercuryinsurance YouTube: youtube.com/MercuryInsurance Products Offered Auto insurance, homeowners insurance, renters insurance, condo insurance, mobile home insurance, landlord insurance, umbrella insurance, mechanical breakdown protection, ride-hailing coverage for rideshare drivers, motorcycle insurance, RV insurance, boat insurance, classic car insurance, business owners policy (BOP) for small businesses, commercial auto insurance, general liability insurance, business property insurance, and commercial umbrella coverage. States Served Mercury Insurance operates in: Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Key Strengths Highly competitive pricing, particularly in California where it consistently offers some of the lowest auto insurance rates in the state Strong independent agent distribution providing personalized service MercuryGO telematics program offering up to 40% discount for safe drivers A (Excellent) financial strength rating from A.M. Best More than 60 years of continuous operation in the western United States Specialized programs for rideshare drivers (Lyft and Uber) Competitive bundling discounts when combining auto and home Strong customer service infrastructure with 24/7 claims handling RealDrive usage-based program Mobile app for policy management and claims filing Multi-vehicle and multi-policy discounts Good student and driver training discounts Mature driver discount for qualifying senior drivers Anti-theft device discounts Competitive new car discounts Coverage and Information This category covers everything you need to know about Mercury Insurance including coverage options, pricing, available discounts, claims process, and detailed comparisons against other major insurers.

Mercury Insurance Group

Is Mercury Insurance Good? Honest Review

Is Mercury insurance good? Honest review of competitive pricing, MercuryGO telematics, A rating, and California market specialization in 11 states.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

How to Cancel Mercury Insurance

Cancel Mercury insurance through your agent, phone, or written letter. Step-by-step guide on the cancellation process, refunds, and avoiding coverage gaps.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

Mercury Business Insurance Review

Mercury business insurance offers competitive small business coverage in 11 states. Review of BOP, commercial auto, pricing, and bundling savings.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

Mercury Homeowners Insurance Review

Mercury homeowners insurance offers competitive pricing in 11 states. Complete review of coverage options, pricing, discounts, and bundling savings.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

Mercury vs. Progressive: Side-by-Side Comparison

Mercury offers lower base pricing in 11 states; Progressive offers nationwide availability and high-risk expertise. Compare both major insurers.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

Mercury vs. GEICO: Which Is Cheaper in California?

Mercury vs GEICO in California: both offer competitive rates with different approaches. Compare pricing, telematics, bundling, and service for California drivers.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

How to File a Mercury Insurance Claim

File a Mercury insurance claim through phone, app, or website 24/7. Step-by-step guide to fast claims processing with Mercury Insurance.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

MercuryGO Telematics Program Explained

MercuryGO offers up to 40% discount for safe drivers tracked through the mobile app. Learn how the telematics program works and how to maximize savings.

By Alex Cruz · May 18, 2026

Mercury Insurance Group

How Much Does Mercury Car Insurance Cost?

Mercury car insurance averages $1,250 to $1,650 per year for full coverage. See pricing across driver profiles, states, and available discounts including MercuryGO.

By Alex Cruz · May 18, 2026