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Latest Posts

Does GEICO Cover Rental Cars?
GEICO generally covers rental cars, your personal auto coverage extends to rentals in the US with the same coverages and deductible. Learn the difference from rental reimbursement, the liability-only gap, and when to buy the counter waiver.

Does State Farm Cover Rental Cars?
State Farm generally covers rental cars, your personal auto coverage extends to rentals in the US, applying the same coverages and deductible you carry. Learn the liability-only trap, when the rental counter’s waiver still makes sense, and what to check before you rent.

Does Travelers Offer Gap Insurance?
Travelers offers gap insurance as an affordable add-on (often just a few dollars a month), generally for new vehicles with comprehensive and collision coverage. Learn how it works, how it compares to dealer gap coverage, and whether you need it.

Does Farmers Offer Gap Insurance?
Farmers offers gap-style coverage (also called loan/lease or residual debt coverage), but it pays up to a maximum of about 25% of your car’s value, not the full loan balance. Learn how it works and whether it’s enough for you.

Does Nationwide Offer Gap Insurance?
Nationwide offers gap insurance as an affordable add-on (often just a few dollars a month) for newer vehicles, requiring comprehensive and collision coverage. Learn the vehicle-age rule, what it covers, and whether you need it.

Does Liberty Mutual Offer Gap Insurance?
Liberty Mutual offers gap coverage as an optional endorsement, but with key conditions: it must be added when you first insure the vehicle, and you must be the original owner. Learn how it works and whether you need it.

Does Allstate Offer Gap Insurance?
Allstate offers gap coverage through its Guaranteed Asset Protection (GAP) program, with two standout perks: deductible reimbursement up to $1,000 and balance waivers up to $50,000. Learn how it works and when to buy it.

Does State Farm Offer Gap Insurance?
State Farm does not offer traditional gap insurance. Instead it has Payoff Protector, a loan-linked benefit for State Farm-financed vehicles. Learn how it works, its key limitations, and where to get gap coverage if you need it.

Does Progressive Offer Gap Insurance?
Progressive offers gap coverage through its Loan/Lease Payoff option, but it typically pays up to about 25% of the car’s value, not the full loan balance. Learn how it differs from standalone gap insurance and whether it’s enough for you.

Does GEICO Offer Gap Insurance?
GEICO generally does not offer traditional gap insurance, unlike many competitors. Learn why gap coverage matters, where to get it instead (dealer, lender, credit union), and how to decide whether you need it on a financed or leased car.