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GEICO generally covers rental cars, your personal auto coverage extends to rentals in the US with the same coverages and deductible. Learn the difference from rental reimbursement, the liability-only gap, and when to buy the counter waiver.
State Farm generally covers rental cars, your personal auto coverage extends to rentals in the US, applying the same coverages and deductible you carry. Learn the liability-only trap, when the rental counter’s waiver still makes sense, and what to check before you rent.
Travelers offers gap insurance as an affordable add-on (often just a few dollars a month), generally for new vehicles with comprehensive and collision coverage. Learn how it works, how it compares to dealer gap coverage, and whether you need it.
Farmers offers gap-style coverage (also called loan/lease or residual debt coverage), but it pays up to a maximum of about 25% of your car’s value, not the full loan balance. Learn how it works and whether it’s enough for you.
Nationwide offers gap insurance as an affordable add-on (often just a few dollars a month) for newer vehicles, requiring comprehensive and collision coverage. Learn the vehicle-age rule, what it covers, and whether you need it.
Liberty Mutual offers gap coverage as an optional endorsement, but with key conditions: it must be added when you first insure the vehicle, and you must be the original owner. Learn how it works and whether you need it.
Allstate offers gap coverage through its Guaranteed Asset Protection (GAP) program, with two standout perks: deductible reimbursement up to $1,000 and balance waivers up to $50,000. Learn how it works and when to buy it.
State Farm does not offer traditional gap insurance. Instead it has Payoff Protector, a loan-linked benefit for State Farm-financed vehicles. Learn how it works, its key limitations, and where to get gap coverage if you need it.
Progressive offers gap coverage through its Loan/Lease Payoff option, but it typically pays up to about 25% of the car’s value, not the full loan balance. Learn how it differs from standalone gap insurance and whether it’s enough for you.
