280 guides
Vermont requires liability coverage of 25/50/10 plus uninsured/underinsured motorist coverage at 50/100, higher than the liability minimum. Learn the state’s requirements, penalties, and recommended limits.
Rhode Island requires minimum liability coverage of 25/50/25 under an at-fault system. Learn the state’s requirements, uninsured motorist options, penalties for driving uninsured, and why the minimums often fall short.
Maine requires three coverages: liability of 50/100/25 (higher than most states), MedPay, and uninsured motorist coverage. Learn the state’s requirements, penalties for driving uninsured, and recommended limits.
South Dakota requires liability coverage of 25/50/25 plus uninsured and underinsured motorist coverage under an at-fault system. Learn the state’s requirements, penalties for driving uninsured, and recommended limits.
North Dakota is a no-fault state requiring liability of 25/50/25, $30,000 PIP, and uninsured/underinsured motorist coverage. Learn how no-fault works, the state’s requirements, penalties, and recommended limits.
Montana requires minimum liability coverage of 25/50/20 under an at-fault system. Learn the state’s requirements, uninsured motorist options, penalties for driving uninsured, and why the minimums often fall short.
Idaho requires minimum liability coverage of 25/50/15 under an at-fault system. Learn the state’s requirements, uninsured motorist options, penalties for driving uninsured, and why the decades-old minimums fall short.
West Virginia requires liability coverage of 25/50/25 plus uninsured motorist coverage under an at-fault system. Learn the state’s requirements, penalties for driving uninsured, why comprehensive matters, and recommended limits.
New Mexico requires liability coverage of 25/50/10, and as of January 2026 uninsured motorist coverage is now mandatory too. Learn the updated requirements, penalties, and why the low minimums fall short.
Nebraska requires liability coverage of 25/50/25 plus uninsured and underinsured motorist coverage under an at-fault system. Learn the state’s requirements, penalties for driving uninsured, and recommended limits.
Mississippi requires minimum liability coverage of 25/50/25 under an at-fault system, and has the highest uninsured-driver rate in the nation. Learn the requirements, penalties, and why UM coverage matters here.
New Hampshire is the only state that doesn’t generally require car insurance, but drivers must prove financial responsibility. Learn the rules, required coverages if you buy a policy, and why going uninsured is risky.
