280 guides
Arkansas requires minimum liability coverage of 25/50/25 under an at-fault system, plus add-on PIP and uninsured motorist coverage unless waived. Learn the requirements, penalties, and recommended limits.
Iowa requires minimum liability coverage of 20/40/15 under an at-fault system, plus a no pay no play rule for uninsured drivers. Learn the requirements, penalties, and why the low minimums often fall short.
Utah is a no-fault state requiring liability of 30/65/25 (raised in 2025) plus $3,000 PIP. Learn how no-fault works, the updated requirements, penalties for driving uninsured, and why the low PIP minimum matters.
Kansas is a no-fault state requiring liability of 25/50/25, PIP, and uninsured/underinsured motorist coverage. Learn how no-fault works, the state’s requirements, penalties, and why the low PIP minimum matters.
Oklahoma requires minimum liability coverage of 25/50/25 under an at-fault system. Learn the state’s requirements, uninsured motorist options, why comprehensive matters in Tornado Alley, and penalties for driving uninsured.
Alabama requires minimum liability coverage of 25/50/25 under an at-fault system with a strict pure contributory negligence rule. Learn the state’s requirements, penalties, and why adequate coverage is critical.
Kentucky is a choice no-fault state requiring liability of 25/50/25 plus $10,000 PIP. Learn how the no-fault choice works, the state’s requirements, penalties for driving uninsured, and recommended limits.
Louisiana requires minimum liability coverage of 15/30/25 under an at-fault system, plus a strict No Pay No Play law for uninsured drivers. Learn the requirements, penalties, and why the low minimums fall short.
Connecticut requires liability coverage of 25/50/25 plus mandatory uninsured and underinsured motorist coverage under an at-fault system. Learn the state’s requirements, penalties, and recommended limits.
South Carolina requires liability coverage of 25/50/25 plus mandatory uninsured motorist coverage that can’t be waived. Learn the state’s requirements, the UIM option, penalties, and recommended limits.
Nevada requires minimum liability coverage of 25/50/20 under an at-fault system. Learn the state’s requirements, uninsured motorist options, penalties for driving uninsured, and why the minimums often fall short.
Oregon requires three coverages: liability of 25/50/20, PIP, and uninsured motorist coverage. Learn the state’s requirements, how PIP works, penalties for driving uninsured, and why the minimums often fall short.
