51 guides

State Insurance Guides · Page 4

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Washington Car Insurance Requirements: Complete Guide

Complete guide to Washington car insurance requirements covering the 25/50/10 minimums, at-fault system, the value of optional PIP and UM/UIM, costs, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

Virginia Car Insurance Requirements: Complete Guide

Complete guide to Virginia car insurance requirements covering the updated 50/100/25 minimums, the eliminated uninsured motorist fee, mandatory UM/UIM, FR-44 rules, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

Ohio Car Insurance Requirements: Complete Guide

Complete guide to Ohio car insurance requirements covering the 25/50/25 minimums, at-fault system, why UM/UIM matters, costs, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

Illinois Car Insurance Requirements: Complete Guide

Complete guide to Illinois car insurance requirements covering the 25/50/20 minimums, mandatory uninsured motorist coverage, at-fault system, costs, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

New Jersey Car Insurance Requirements: Complete Guide

Complete guide to New Jersey car insurance requirements covering the Basic vs Standard policy choice, the 2026 minimum increases, tort options, PIP, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

Michigan Car Insurance Requirements: Complete Guide

Complete guide to Michigan car insurance requirements covering the no-fault system, PIP tier choices from the 2020 reform, the 250/500 default liability, PPI, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

Pennsylvania Car Insurance Requirements: Complete Guide

Complete guide to Pennsylvania car insurance requirements covering the 15/30/5 minimums, the critical limited vs full tort decision, First Party Benefits, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026

Car

New York Car Insurance Requirements: Complete Guide

Complete guide to New York car insurance requirements covering the 25/50/10 liability minimums, $50,000 PIP no-fault, mandatory uninsured motorist coverage, penalties, and recommended coverage.

By Alex Cruz · June 4, 2026