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Liberty Mutual

Liberty Mutual is one of the largest property and casualty insurers in the United States, ranking sixth nationally by market share. Founded in 1912 in Boston, Massachusetts, the company has grown into a Fortune 100 corporation serving over 45 million customers across more than 30 countries. Liberty Mutual operates as a mutual company owned by its policyholders, which supports a long-term focus on customer relationships rather than short-term shareholder returns. The company is widely recognized for its “LiMu Emu and Doug” advertising campaign and innovative insurance features. About Liberty Mutual Founded: 1912 in Boston, Massachusetts Headquarters: 175 Berkeley Street, Boston, MA 02116 Customer Service: 1-800-290-8711 Auto & Home Claims: 1-800-225-2467 (24/7) Roadside Assistance: 1-888-426-1898 Website: www.libertymutual.com Company Structure: Mutual company (owned by policyholders) Subsidiaries: Safeco Insurance, State Auto Financial Corporation Global Presence: Operations in more than 30 countries Products Offered Auto insurance Homeowners insurance Renters insurance Condo insurance Motorcycle insurance ATV insurance Boat insurance RV insurance Classic car insurance Mobile home insurance Landlord insurance Personal umbrella insurance Identity theft protection Life insurance products (through partners) Small business insurance Commercial auto insurance Workers compensation insurance General liability insurance Specialty coverage for high-value properties Key Strengths RightTrack Program: Telematics program offering up to 30% discount for safe drivers Better Car Replacement: Pays for a vehicle one model year newer if your car is totaled Accident Forgiveness: Prevents premium increases after your first at-fault accident Deductible Fund: Reduces your deductible by $100 annually up to $500 New Car Replacement: Coverage for vehicles less than one year old 24/7 Roadside Assistance Bundling Discounts: Multi-policy savings up to 25% Flexible Home Coverage: Includes options like inflation protection and replacement cost coverage Reputation & Ratings Liberty Mutual holds an A rating with A.M. Best and has received above-average claims handling scores in J.D. Power studies. The company is considered a strong choice for customers seeking customizable coverage and long-term value. Subsidiaries Safeco Insurance State Auto Financial Corporation Social Media Facebook X (Twitter) Instagram LinkedIn YouTube TikTok Overview Liberty Mutual offers a wide range of insurance products for individuals and businesses, combining strong financial stability with innovative features and competitive discounts. Its mutual ownership structure allows it to prioritize policyholder value, making it a popular option among drivers, homeowners, and business owners across the globe.