Category: Liberty Mutual

Liberty Mutual is one of the largest property and casualty insurers in the United States, ranking sixth nationally by market share. Founded in 1912 in Boston, Massachusetts, the company has grown into a Fortune 100 corporation serving over 45 million customers across more than 30 countries. Liberty Mutual operates as a mutual company technically owned by its policyholders, which influences its long-term focus on customer relationships rather than short-term shareholder returns. The company is known for the “LiMu Emu and Doug” advertising campaign, RightTrack telematics program, Better Car Replacement coverage, and a comprehensive product portfolio that includes its subsidiaries Safeco Insurance and State Auto. ABOUT LIBERTY MUTUAL Founded: 1912 in Boston, Massachusetts Headquarters: 175 Berkeley Street, Boston, MA 02116 Customer Service: 1-800-290-8711 Auto and Home Claims: 1-800-225-2467 (24/7) Roadside Assistance: 1-888-426-1898 Website: www.libertymutual.com Company Structure: Mutual company (owned by policyholders) Subsidiaries: Safeco Insurance, State Auto Financial Corporation Global Presence: Operations in more than 30 countries Social Media: Facebook (facebook.com/libertymutual), X/Twitter (@LibertyMutual), Instagram (@libertymutual), LinkedIn (linkedin.com/company/liberty-mutual-insurance), YouTube (youtube.com/libertymutual), TikTok (@libertymutual) PRODUCTS OFFERED Auto insurance, homeowners insurance, renters insurance, condo insurance, motorcycle insurance, ATV insurance, boat insurance, RV insurance, classic car insurance, mobile home insurance, landlord insurance, personal umbrella insurance, identity theft protection, life insurance products through partners, small business insurance, commercial auto insurance, workers compensation insurance, general liability insurance, and specialty coverage for high-value properties. KEY STRENGTHS Liberty Mutual is known for the RightTrack telematics program offering up to 30% safe driver discounts, Better Car Replacement coverage that pays for a vehicle one model year newer than your totaled car, Accident Forgiveness coverage that prevents premium increases after your first at-fault accident, the Deductible Fund that reduces your deductible by $100 each year up to $500, New Car Replacement coverage for vehicles less than one year old, and 24-hour Roadside Assistance. The company also offers strong bundling discounts, multi-policy savings of up to 25%, and homeowners coverage with optional features like inflation protection and replacement cost coverage. Liberty Mutual holds an A rating with A.M. Best and has been recognized for above-average claims handling in J.D. Power studies. This category covers everything you need to know about Liberty Mutual insurance including coverage options, pricing, available discounts, claims process, and detailed comparisons against other major insurers.