Auto-Owners Insurance Group is a Fortune 500 mutual insurance company that has built one of the strongest reputations in the United States insurance industry. Founded in 1916 in Lansing, Michigan, the company has grown into one of the largest property and casualty insurers in America while maintaining its mutual structure where policyholders are the owners.
Auto-Owners is particularly well-known for its exceptional claims service, consistently ranking #1 or in the top tier of J.D. Power claims satisfaction studies. The company operates exclusively through independent agents, with more than 6,400 agencies serving customers across 26 states.
Auto-Owners holds the highest possible A++ Superior rating from A.M. Best, putting it among an elite group of insurers with the strongest financial security in the industry.
About Auto-Owners Insurance
Founded: 1916 in Lansing, Michigan
Headquarters: 6101 Anacapri Boulevard, Lansing, MI 48917
Auto-Owners Insurance offers a wide range of personal and commercial insurance products designed to meet the needs of individuals, families, farms, and businesses.
Personal Insurance Products
Auto insurance
Homeowners insurance
Renters insurance
Condo insurance
Motorcycle insurance
ATV insurance
Boat insurance
RV insurance
Classic car insurance
Mobile home insurance
Landlord insurance
Personal umbrella insurance
Identity theft protection
Valuable items coverage
Life Insurance and Financial Products
Term life insurance
Whole life insurance
Universal life insurance
Annuities
Retirement planning
Business and Commercial Insurance
Farm insurance
Small business insurance
Business Owners Policy (BOP)
Commercial auto insurance
Workers compensation insurance
General liability insurance
Business property insurance
Professional liability insurance
Commercial umbrella insurance
Specialty commercial coverage for various industries including agriculture, construction, manufacturing, and professional services
States Served
Auto-Owners Insurance operates in the following states:
Alabama
Arizona
Arkansas
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Michigan
Minnesota
Missouri
Nebraska
North Carolina
North Dakota
Ohio
Pennsylvania
South Carolina
South Dakota
Tennessee
Utah
Virginia
Wisconsin
Key Strengths
Auto-Owners Insurance is known for several major strengths that have helped the company maintain a strong reputation for more than 100 years.
A++ Superior rating from A.M. Best, the highest possible rating in the insurance industry
Exceptional claims service consistently ranking at the top of J.D. Power studies
Mutual company structure prioritizing policyholder benefits over shareholder returns
Extensive independent agent network with more than 6,400 agencies
Competitive pricing that often beats national insurers
Personal Automobile Plus Package adding 10 additional coverages for one premium
Common Loss Deductible reducing your auto deductible to $0 when home and auto damage from the same event
Generous bundling discounts up to 25%
Comprehensive farm and ranch insurance offerings
Strong commercial insurance for small to mid-size businesses
More than 100 years of continuous operation with consistent service quality
Long-standing reputation for honoring claims fairly and quickly
Why Customers Choose Auto-Owners Insurance
Customers often choose Auto-Owners Insurance because of its strong financial stability, personalized service through independent agents, and reputation for handling claims quickly and fairly. The company’s combination of affordable pricing, comprehensive coverage options, and customer-focused policies makes it one of the most respected insurers in the United States.
Conclusion
This category covers everything you need to know about Auto-Owners Insurance including coverage options, pricing, available discounts, claims process, and detailed comparisons against other major insurers.
