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Auto-Owners Insurance Group

Auto-Owners Insurance Group is a Fortune 500 mutual insurance company that has built one of the strongest reputations in the United States insurance industry. Founded in 1916 in Lansing, Michigan, the company has grown into one of the largest property and casualty insurers in America while maintaining its mutual structure where policyholders are the owners. Auto-Owners is particularly well-known for its exceptional claims service, consistently ranking #1 or in the top tier of J.D. Power claims satisfaction studies. The company operates exclusively through independent agents, with more than 6,400 agencies serving customers across 26 states. Auto-Owners holds the highest possible A++ Superior rating from A.M. Best, putting it among an elite group of insurers with the strongest financial security in the industry. About Auto-Owners Insurance Founded: 1916 in Lansing, Michigan Headquarters: 6101 Anacapri Boulevard, Lansing, MI 48917 Customer Service: 1-517-323-1200 Claims (24/7): 1-888-252-4626 Roadside Assistance: 1-888-869-0608 Website: www.auto-owners.com Company Structure: Mutual insurance company States Served: Available in 26 states Financial Position: Fortune 500 company Social Media: Facebook (facebook.com/AutoOwnersInsurance), X/Twitter (@auto_owners), LinkedIn (linkedin.com/company/auto-owners-insurance), YouTube (youtube.com/autoownersinsurance), Instagram (@auto_owners_insurance) Products Offered Auto-Owners Insurance offers a wide range of personal and commercial insurance products designed to meet the needs of individuals, families, farms, and businesses. Personal Insurance Products Auto insurance Homeowners insurance Renters insurance Condo insurance Motorcycle insurance ATV insurance Boat insurance RV insurance Classic car insurance Mobile home insurance Landlord insurance Personal umbrella insurance Identity theft protection Valuable items coverage Life Insurance and Financial Products Term life insurance Whole life insurance Universal life insurance Annuities Retirement planning Business and Commercial Insurance Farm insurance Small business insurance Business Owners Policy (BOP) Commercial auto insurance Workers compensation insurance General liability insurance Business property insurance Professional liability insurance Commercial umbrella insurance Specialty commercial coverage for various industries including agriculture, construction, manufacturing, and professional services States Served Auto-Owners Insurance operates in the following states: Alabama Arizona Arkansas Colorado Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Michigan Minnesota Missouri Nebraska North Carolina North Dakota Ohio Pennsylvania South Carolina South Dakota Tennessee Utah Virginia Wisconsin Key Strengths Auto-Owners Insurance is known for several major strengths that have helped the company maintain a strong reputation for more than 100 years. A++ Superior rating from A.M. Best, the highest possible rating in the insurance industry Exceptional claims service consistently ranking at the top of J.D. Power studies Mutual company structure prioritizing policyholder benefits over shareholder returns Extensive independent agent network with more than 6,400 agencies Competitive pricing that often beats national insurers Personal Automobile Plus Package adding 10 additional coverages for one premium Common Loss Deductible reducing your auto deductible to $0 when home and auto damage from the same event Generous bundling discounts up to 25% Comprehensive farm and ranch insurance offerings Strong commercial insurance for small to mid-size businesses More than 100 years of continuous operation with consistent service quality Long-standing reputation for honoring claims fairly and quickly Why Customers Choose Auto-Owners Insurance Customers often choose Auto-Owners Insurance because of its strong financial stability, personalized service through independent agents, and reputation for handling claims quickly and fairly. The company’s combination of affordable pricing, comprehensive coverage options, and customer-focused policies makes it one of the most respected insurers in the United States. Conclusion This category covers everything you need to know about Auto-Owners Insurance including coverage options, pricing, available discounts, claims process, and detailed comparisons against other major insurers.

Auto-Owners Insurance Group

Is Auto-Owners Insurance Good? Honest Review

Is Auto-Owners insurance good? Honest review of #1 claims satisfaction, A++ rating, Common Loss Deductible, and unique features in 26 states.

By Alex Cruz · May 16, 2026

Auto-Owners Insurance Group

How to Cancel Auto-Owners Insurance

Cancel Auto-Owners insurance through your agent, phone, or written letter. Step-by-step guide on the cancellation process, refunds, and avoiding coverage gaps.

By Alex Cruz · May 16, 2026

Auto-Owners Insurance Group

Auto-Owners Business Insurance Review

Auto-Owners business insurance offers strong BOP coverage, farm insurance, and #1 claims satisfaction. Complete review with pricing and coverage.

By Alex Cruz · May 16, 2026

Auto-Owners Insurance Group

Auto-Owners Homeowners Insurance Review

Auto-Owners homeowners insurance offers #1 claims satisfaction, Common Loss Deductible, and A++ rating. Complete review of pricing and coverage.

By Alex Cruz · May 16, 2026

Auto-Owners Insurance Group

Auto-Owners vs. State Farm: Which Is Better?

Auto-Owners offers #1 claims satisfaction and Common Loss Deductible in 26 states. State Farm offers broader availability and banking. Compare both.

By Alex Cruz · May 16, 2026

Auto-Owners Insurance Group

How to File an Auto-Owners Insurance Claim

File an Auto-Owners insurance claim through your agent, phone, app, or website 24/7. Step-by-step guide to fast claims through #1 ranked service.

By Alex Cruz · May 16, 2026

Auto-Owners Insurance Group

How Much Does Auto-Owners Car Insurance Cost?

Auto-Owners car insurance averages $1,350 to $1,700 per year for full coverage. See pricing across driver profiles, states, and available discounts.

By Alex Cruz · May 16, 2026