Chubb Limited is the world’s largest publicly traded property and casualty insurance company, providing comprehensive insurance solutions to individuals and businesses globally. Headquartered in Zurich, Switzerland with major U.S. operations in Whitehouse Station, New Jersey, Chubb is particularly recognized as the premier insurer for high-net-worth individuals and families, offering specialized coverage for luxury homes, fine art, jewelry, collector cars, yachts, and other valuable assets.
The current Chubb company resulted from the 2016 merger of ACE Limited and the original Chubb Corporation. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse customer base.
The company holds an A++ (Superior) financial strength rating from A.M. Best, the highest rating possible.
About Chubb Insurance
Founded: 1882 (original Chubb Corporation), 2016 (current company after ACE merger)
Founders: Thomas Caldecott Chubb and son Percy Chubb (original company)
Personal Lines Brand: Chubb Personal Risk Services
High-Net-Worth Brand: Masterpiece
Social Media
Facebook: facebook.com/Chubb
X/Twitter: @Chubb
LinkedIn: linkedin.com/company/chubb
Instagram: @chubbinsurance
YouTube: youtube.com/Chubb
Products Offered
High-net-worth homeowners insurance under the Masterpiece brand, luxury auto insurance, fine art and jewelry insurance, yacht and watercraft insurance, collector and classic car insurance, umbrella and excess liability insurance up to $100 million, valuable articles coverage, kidnap and ransom insurance, travel insurance, identity protection, commercial property insurance, commercial general liability, workers compensation, professional liability errors and omissions, directors and officers liability, cyber liability insurance, surety bonds, accident and health insurance, life insurance, and global insurance solutions for multinational businesses.
States Served
Chubb operates in all 50 states and Washington DC, with the personal high-net-worth offerings available through specialized independent agent networks in every state.
Key Strengths
World’s largest publicly traded property and casualty insurer
A++ (Superior) financial strength rating from A.M. Best (highest possible)
Specialized expertise serving high-net-worth families and ultra-affluent customers
The Masterpiece brand recognized as the gold standard in high-net-worth insurance
Cash settlement options on total losses
Agreed value coverage rather than actual cash value depreciation
Worldwide coverage on personal property anywhere in the world
Complimentary appraisal services for valuable items
Dedicated claims professionals for personal lines customers
In-home risk consulting services
Wildfire defense services in fire-prone areas
Hurricane preparedness services
Identity protection included on home policies
Comprehensive worldwide travel coverage
No per-item limits on contents coverage when properly scheduled
Generous coverage extensions for guests and household staff
Complimentary loaner vehicle during covered auto claims
Global presence in 54 countries serving multinational families
Comprehensive commercial insurance for businesses of all sizes
Specialty insurance products including kidnap/ransom and cyber coverage
140+ year history of operational excellence
Coverage and Information
This category covers everything you need to know about Chubb Insurance including high-net-worth coverage options, the Masterpiece program, pricing, claims process, and detailed comparisons against other major insurers and high-net-worth specialty carriers.
