Amica Mutual Insurance is one of the oldest and most respected mutual insurance companies in the United States, founded in 1907 in Providence, Rhode Island. As a true mutual company owned by its policyholders rather than shareholders, Amica has consistently prioritized customer service quality over aggressive growth, resulting in industry-leading customer satisfaction rankings year after year. The company is particularly known for consistently topping J.D. Power customer satisfaction studies in both auto and home insurance categories, often ranking number one nationally. Amica’s dividend policy program returns a portion of premiums to qualifying customers each year, providing a unique value proposition not commonly offered by major insurers. The company holds an A+ (Superior) rating from A.M. Best, indicating strong financial security for policyholders. ABOUT AMICA MUTUAL INSURANCE Founded: 1907 in Providence, Rhode Island Founder: A.T. Vigneron Headquarters: 100 Amica Way, Lincoln, RI 02865 Customer Service: 1-800-242-6422 Claims (24/7): 1-800-242-6422 Roadside Assistance: 1-800-242-6422 Website: www.amica.com Company Structure: Mutual company (policyholder-owned) States Served: All 50 states and Washington DC Original Name: Automobile Mutual Insurance Company of America Social Media: Facebook (facebook.com/AmicaMutualInsurance), X/Twitter (@Amica), LinkedIn (linkedin.com/company/amica-mutual-insurance-company), Instagram (@amica_insurance), YouTube (youtube.com/AmicaInsurance) PRODUCTS OFFERED Auto insurance with dividend policy option, homeowners insurance with dividend policy option, condo insurance, renters insurance, life insurance including term and whole life, umbrella insurance, marine and boat insurance, classic car insurance, motorcycle insurance, identity theft monitoring, retirement and annuity products, small business commercial insurance, personal articles coverage for jewelry and valuables, and flood insurance through the National Flood Insurance Program. STATES SERVED Amica Mutual operates in all 50 states and Washington DC, providing nationwide coverage availability for customers. KEY STRENGTHS Amica is known for consistently ranking number one in J.D. Power customer satisfaction studies for both auto and home insurance, unique dividend policy program that returns a portion of premiums to qualifying customers annually, A+ (Superior) financial strength rating from A.M. Best, true mutual company structure owned by policyholders rather than shareholders, over 117 years of continuous operation, nationwide availability in all 50 states, comprehensive bundling discounts when combining auto and home, dedicated personal lines specialists rather than commission-driven agents, automatic glass repair coverage on auto policies, identity fraud expense coverage included on home policies, comprehensive coverage options for high-value homes and luxury vehicles, strong customer retention rates indicating high satisfaction, multi-policy and multi-vehicle discounts, loyalty discounts for long-term customers, claim-free discounts, automatic payment and electronic delivery discounts, good student discount for full-time students, automobile club membership discount, and accident forgiveness for qualifying customers. This category covers everything you need to know about Amica Mutual Insurance including coverage options, the dividend policy program, pricing, available discounts, claims process, and detailed comparisons against other major insurers.
